MSU-Apr-2023

Home sales volume finds a new low, ARMs no longer an option to extend purchasing power April 2023

The status of the real estate market is critical to inform your curriculum and marketing strategy — as well as give the ability to prepare for the developing educational patterns of tomorrow In the April 2023 MSU, we cover: California’s monthly home sales volume, which hit a historic low in January 2023; mortgage interest rate […]

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lsu

FINAL THOUGHTS ON MARCH MADNESS 2023

Caitlin Clark is the 2022-23 Player of the Year and that is a high compliment in the world of sports! The LSU women’s team is a talented group of players, and their coach, Kim Mulkey, has been described as “colorful and divisive”. You decide, but check the Women’s side next year. They hit the three […]

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Invest in yourself

LIFE GOES ON WITHOUT YOU

“Life goes on without you” is a line from a David Lee Roth/Louis Prima song, “Just a Gigolo”. It’s a favorite song of mine to listen to in the car, and a sobering reminder that while life goes on without you, it’s best to not make that a reality for as long as possible.  […]

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duane-dog2

Another Friend From the Neighborhood

In a recent post I mentioned that I walk my neighborhood with Milk Bones in my pockets. You meet a lot of nice friendly people. This is Meana and she is a well trained friend. I think right now I am at 29 friends and growing. And they are more loyal than all my real […]

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17531167 - irs card on desck with tax files

IRS AND FTB DEADLINES ARE EXTENDED FOR CALIFORNIA

esidents of fifty-one of our fifty-eight counties are considered “storm victims”, meaning they now have until May 15, 2023, to file various federal individual and business tax returns and make tax payments. The IRS is offering relief to any area designated by the Federal Emergency Management Agency (FEMA). For more information go to “Tax Relief […]

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UPDATE ON OUR NMLS CE COURSE

Look what’s coming down the Pike! Our 2023 MLO CE course will soon be available. Thanks to our in-house staff, Christie Olson and Julia Tostia, and our writers, Lori Rankin, John Shore, Michelle Velez, Michelle Rodriguez, and Duane Gomer, we will have an outstanding course to offer our students! Some of the topics covered are […]

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17531167 - irs card on desck with tax files

IRS Reminder

The IRS sends out a Newswire Newsletter regularly with very helpful tips. #IR-2023-43 is reminder to retirees who turned 72 during 2022 that April 1, 2023 is the last day to receive their first Required Minimum Distribution. In later years you must receive the money by Dec. 31. There is information about IRS Publication 590-8, […]

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Oscar Winners at the 91st Annual Academy Awards - Press Room held at the Loews Hotel in Hollywood, USA on February 24, 2019.

Oscars

My family is avid movie goers. And our interests are varied. But I have found that I do not agree in recent years with the Movie of the Year selections by the movie industry. Nomadland, Parasite, Shape of Water, Moonlight and Birdman will never make my top 1000 movies. And this year they selected Everything, Everywhere, […]

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The year is over; all the brackets are done. The big question is, "How did you do?" In a contest of 68 people I finished 58th. Last year I picked Virginia, one year too early. This year I picked Gonzaga. I thought that I was going to do well, but I lost to people who pick by the team's mascots. Thinking back, after all these years, I cannot remember ever winning one of the bracket contests. But I still believe that I will win next year. The final games were excellent. Many of them came down to one last shot, one last foul, one last miss. A radio host last week was lamenting how bad NCAA basketball has become; impossible to watch. Well, the last games put that to rest. You could make a good case for so many teams to win: Auburn, Texas Tech, Belmont, Wofford, and other teams who have never won, a category that includes Virginia. Virginia’s coach, Tony Bennett, is outstanding and they deserved to win. He is 49 and looks 25. I followed his dad when he won titles at University of Wisconsin at Green Bay and the University of Wisconsin. Makes me feel old, because when I played against Green Bay, they were a two year extension school of the UW. While at UWGB, Tony set a record for 3 point shooting, 49.7% and won the Naismith Award for Best Player under 6 foot. He played a few years in the NBA and then around the world. He followed his dad as coach at Washington State and then he went on to Virginia. This could be the first of many championships as he coaches tough defense. His defense is called, pack the line and it was designed by his father. You force the ball into the middle of the floor which helps close passing lanes and there is more weak side help. One expert said that it is like a boa constrictor choking out an opponent. In a few years we will be hoping that someone beats UVA because they will be winning many times. Bennett has already won the Hank Iba coaching award (three times), the only other person who has done that was John Wooden. Can you imagine what these two years of winning will do to UVA recruiting? Great story about Tony’s life in Wikipedia. Worth a read. See you next year for another MM.

March Madness

The first weekend is over and all 80 million brackets have been busted. Fairleigh Dickinson’s win over Purdue busted most of them. Mine was busted by the first game, Maryland versus West Virginia. Then, all my chances of winning were removed when my winning pick, hometown Marquette, who won the Big East this year lost […]

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