Handwritten letter with pen Love Letters There was a recent column in the LA Times about the practice of a hopeful buyer writing a letter to the seller telling them why they should be selected from the covey of other offers. Many people are doing it. The column was on Sept 25th and written by […]
A New Sheriff In Town During the last few years CFPB has been more concerned with education and resources for consumers, unlike the previous regime under Richard Cordray. There is a new JEFE MASCULINO. Or, I might say, a new sheriff in town. Name: Rohit Chopra. He was formerly at this agency as an Assistant […]
Best in the West In a recent email I asked if I should get Apple TV solely to watch Ted Lasso. Several kind people took the time to respond and the consensus was unanimous, “Go for it”. And so DJ and I did. Will be finishing the last two sessions tonight. The verdict; Best in […]
Acceptable Reasons This is not something for you to try without talking to a professional but, (these statements come from Chris Barta, JD. Mitchell Hamline Scholl of Law, writing for NOLO): You are starting active military duty.The rental unit is unsafe or violates health or safety codes.Your Landlord harasses you or violates your privacy rights.If […]
Celebrities Born in 1959 Magic Johnson, Val Kilmer, Kevin Spacey, Lawrence Taylor, Emma Thompson (NO), Rupert Everett (best scene ever singing, “Say A Little Prayer for You”), Jason Alexander, Danny Bonaduce (yes, we are all getting older), Mike Pence, Simon Cowell, John McEnroe (he was born in Wiesbaden, Germany 3 months after my son David was […]
FTC Data These figures are from the Federal Trade Commission, they should know. They were published in late 2020. The leader by far was Romance. You would think that some of these seniors should watch TV shows and I hereby assign you all to watch the original “Dirty Rotten Scoundrels” with Steve Martin and Michael […]
$1,000,000 In 1966 Don Drysdale and Sandy Koufax held out for a bigger salary. They both had great seasons and were the stars in a winning World Series. Sandy had earned $85,000 and Don $80,000 for the prior year. They decided to walk in together and demand $1,000,000.00 over 3 years. Branch Rickey said that […]
Three Types of MLOs There are three types of Mortgage Loan Originators in California: Registered: Employees of Banks, I call them the FDICers State Licensed Department of Real Estate MLO’s State Licensed Department of Financial Protection and Innovation In the latest figures available as of this writing (9/21), there are approximately 52,800 of State Licensed […]
Huey Lewis and the News. A favorite of so many fans. A couple years ago it was announced that he would not be singing on any new albums. He was diagnosed with Meniere’s disease, a disorder affecting the inner ear that can trigger spells of dizziness and hearing loss. He could no longer hear the […]
IRS Resources The IRS (Internal Revenue Service) has a lot of resource material for so many aspects of business. Take advantage of them. One I recently discovered concerns problems in protecting client’s data and avoiding lawsuits, loss of money and penalties from different agencies. This specific guide is one that I recommend. It is written […]
